Ridesharing with Uber has transformed transportation. By simply using the Uber app, a ride is available at your fingertips, simplifying the way we move around. However, with convenience comes risks. Crashes can still take place, leading to potential passenger injuries.
We will cover what kinds of injuries are most common in Uber accidents, how to determine liability, along with legal options for pursuing a claim.
Typical Injuries in Uber Accidents
An Uber accident can cause many different types of injuries, particularly when the vehicle is in an accident. Some of the most common injuries that occur include:
Cervical Strain: Whiplash often results from rear-end crashes, which can lead to significant discomfort. It can take time to develop symptoms, making it hard to immediately detect.
Broken Bones: High-impact accidents can lead to broken arms, legs, and ribs. Fractures may demand extended treatment and rehabilitation.
Head and Brain Injuries: From mild concussions to severe TBIs, head injuries can vary in severity. They can lead to lasting cognitive and health challenges.
Spine Injuries: Back and spine injuries are common in high-impact crashes. These types of injuries often need extensive medical intervention.
Strains and Sprains: These injuries can involve torn ligaments, strained muscles, and more. Though less visible, they can cause significant discomfort.
Deep Cuts and Wounds: Shattered glass or other debris from an accident may lead to severe cuts. Some of these wounds may require stitches or surgical repair.
Figuring Out Fault in Uber Injury Cases
Understanding who is liable in an Uber injury case is often complex. Several parties may be responsible for the accident. The responsible party attorney uber driver lawsuit could be the Uber driver, another vehicle, or someone else.
Uber’s Driver: Uber drivers can be held liable if they were negligent or reckless. This includes speeding, texting while driving, or breaking traffic laws.
Another Motorist: If another vehicle was at fault, their driver could be liable for the accident.
Uber as a Company: Uber itself could be liable if certain conditions are met under their insurance policy. Uber’s insurance includes a $1 million policy for accidents during trips.
Third-Party Liability: Road conditions, vehicle malfunctions, or other external factors can contribute to accidents. In such cases, lawsuits may involve multiple parties to determine responsibility.
What Uber’s Insurance Covers in Accidents
Uber’s insurance coverage varies depending on the stage of the ride. Insurance differs if the driver is awaiting a request, driving to pick up someone, or in a ride.
Driver Offline: When the driver is offline, their personal insurance is responsible.
Driver Awaiting Ride Requests: While waiting for a ride request, Uber’s insurance offers minimal coverage. This includes up to $50,000 per person for injuries and $25,000 for property damage.
Driver Picking Up or Transporting Passengers: When an Uber driver is on a trip, the company’s insurance provides up to $1 million in coverage. The coverage includes $1 million for liability and uninsured motorists, as well as collision coverage.
How to File a Legal Action for Uber Injuries
When serious injuries occur, filing a lawsuit might be necessary if insurance isn’t enough. The legal process can help victims recover lost wages, medical expenses, and damages.